HomeChoice: Credit Risk & Data Science Internships 2025 / 2026

As a Credit Risk & Data Science Intern, you’ll support the team in developing data models, conducting advanced analytics, and delivering insights that shape our credit policies and portfolio management. You’ll work with real-world datasets, cutting-edge tools, and a team that thrives on curiosity, precision, and purpose.

Responsibilities:

• Assisting in the development and validation of credit scoring models
• Supporting the analysis of customer behaviour, risk trends, and repayment performance
• Extracting, transforming, and analysing large datasets using SQL, Python, or R
• Contributing to predictive modelling, segmentation, and machine learning initiatives
• Assisting in building dashboards and performance reports
• Collaborating with risk, finance, and technology teams on data-driven project.

Requirements:

• A completed Numerate Degree (BSc, BCom, Bus Sci, BEng)
• Proficiency in Python, SQL, R, or similar programming/data tools
• Strong analytical thinking and problem-solving skills
• Understanding of statistics, modelling, and data structures
• South African citizenship or permanent residency
• Attention to detail and an eagerness to learn in a high-impact environment

Skills and Competencies we love:

• We love problem-solvers who turn raw data into meaningful insights.
• We love coders who speak both "business" and "machine".
• We love innovators who ask better questions, not just find answers.
• We love thinkers who can explain models in plain language.
• We love team players who thrive in collaborative, fast-paced settings.
• We love ethical data users who understand the impact of every algorithm.
• We love pattern-spotters, trend-trackers, and logic-driven minds.
• We love those with curiosity, clarity, and code.